Credit card fraud is a crime in California that can cause serious financial harm to victims. You might be affected by the actions of an individual who steals your identity or account information, or you might suffer harm due to the wrongful actions of a credit card company. In either situation, it is important to seek help from an experienced consumer fraud lawyer in Los Angeles as soon as possible.
How Credit Card Fraud Happens
There are many ways that you can become the victim of fraud involving one or more of your credit card accounts. Credit card fraud committed by a criminal offender might include:
- Someone stole your physical card and used it without permission
- Someone hacked into a website and obtained your credit card information
- Someone who had access to your credit card used it for unauthorized charges
- A company intentionally double charged you, overcharged you, or charged for unknown items
In addition to the above, credit card companies can also engage in fraudulent practices that can affect your finances and credit score. These might include:
- Hidden fees
- Failing to credit your account with payments, leading to wrongful late fees and negative credit reporting
- Masked APRs
There are strict consumer protection laws in California that protect you from deceptive practices by your credit card companies. However, it is important to have the right Los Angeles consumer fraud attorney standing up for your rights under the law and fighting for the legal relief you deserve.
Speak with a Consumer Fraud Lawyer in Los Angeles Right Away
Learning you were the victim of credit card fraud can be stressful. The legal team at the law firm of Martin & Bontrager, APC, helps people in your position recover for losses and put their financial life back together. Call 323.940.1700 or contact us online for a consultation today.