Even though Experian is headquartered in Dublin, Ireland, the company is still one of the top three credit reporting bureaus in the United States. Experian collects and reports demographic and credit account information for 235 million consumers and 25 million businesses in the U.S., and many companies use information from Experian to grant or deny credit or service applications.
Because of the reliance on Experian, the company should do its best to provide accurate information. However, errors can always happen for many reasons, and it is critical for consumers to challenge wrong information on their Experian reports. If you learn your Experian credit report is inaccurate, reach out for assistance from the Experian lawyers at Martin & Bontrager, APC, today.
There are different reasons why someone might need to challenge an Experian report, including:
Inaccurate demographic information – Your credit report should include your accurate name, address, former addresses, Social Security number, and other identifying information. This information can be incorrect, making it difficult to verify your identity or even combining your personal information with someone else’s. These mistakes might be due to simple errors or identity theft attempts, among other things.
Inaccurate credit account information – Companies can report incorrect information to Experian, often due to internal errors in accounting. You might also have wrong information due to credit fraud or identity thieves opening or using accounts in your name. Inaccurate adverse credit information can destroy your finances quickly, and you need to correct the matter as soon as possible.
The legal team of Martin & Bontrager, APC, knows how frustrating it can be to try to correct information on your Experian report. We can help you through this process and get your credit report corrected. Contact us to learn more about our consumer protection services.