Protecting your rights under the Fair Credit Reporting Act!
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When you’re trying to obtain credit or find a new job, your credit report can have a tremendous impact. If you have a low credit rating or have sustained credit damage because of inaccurate information on your credit report, you may end up being denied credit, being forced to pay outrageous interest rates, and/or lose out on both credit opportunities and employment opportunities. It’s more important than ever to make sure that your credit report is accurate and you understand your rights, and Martin & Bontrager, APC is here to help.
The Fair Credit Reporting Act (FCRA) was passed to protect consumers from unfair credit practices and ensure that companies using credit reports comply with certain ethical standards. Under this law, you are entitled to:
- One free credit report each year, upon request
- Timely responses to disputes of errors on your credit report, including investigation and corrections when applicable
- Creditors only reporting information that is accurate and removing or fixing information that is inaccurate
- Notification from those who use your credit report information, and for that usage or access to your credit to have a legitimate purpose
If you have requested a correction to your credit report and have not received it, or you have been victimized by a credit reporting agency in any way, you may be entitled to damages. False information on your credit report can have disastrous consequences, and we take these violations seriously. At Martin & Bontrager, APC, we will go above and beyond to make sure your report is corrected, and you receive the compensation that you’re owed.
Want to know more about your rights under the FCRA? Reach out to our firm at 323-940-1700 for a free consultation today!