The Lasting Damage of Identity and Credit Theft
In Los Angeles, identity theft isn’t just a headline—it’s a daily reality for countless people. One stolen Social Security number, one hacked account, or one fake credit application can throw your entire financial life into chaos. At Martin & Bontrager, APC, we help victims of credit and identity theft take legal action to fix the damage and move forward.
Long after the thief disappears, the consequences remain: damaged credit, harassing phone calls, and wrongful debt collections tied to someone else’s actions.
What Identity Theft Looks Like in Real Life
You may not even realize your identity has been compromised until it’s too late. Unfamiliar accounts may appear on your credit report. You could be denied a loan or mortgage based on transactions you never authorized. Sometimes, collectors may begin calling about debts you don’t recognize—debts that don’t even belong to you.
Identity theft often leads to confusion, embarrassment, and a loss of trust in the systems meant to keep your personal information secure.
Credit Reporting Agencies Don’t Always Fix the Problem
Even after you report identity theft and submit disputes, credit bureaus often fail to take proper action. They may ignore your claims or quickly “verify” the data without doing a meaningful investigation. That’s when legal help becomes more than just useful—it becomes necessary.
Martin & Bontrager, APC steps in when credit reporting agencies and creditors fail to correct fraudulent activity. We work to get false information removed, stop unlawful collections, and seek compensation when your rights under the Fair Credit Reporting Act have been ignored.
How Our Firm Supports Identity Theft Victims in Los Angeles
Our approach is personal and strategic. We look beyond the surface to understand the full extent of the harm caused and take steps to repair both your credit and your peace of mind. Whether your identity was used to open one fraudulent account or several, we take legal action to correct records, notify creditors, and fight for accountability.
If your credit report is no longer your own and your financial reputation has been compromised, you don’t have to deal with it alone. Martin & Bontrager, APC is here to stand with you every step of the way.
