Credit and Identity Theft Are More Than Inconveniences
For many in Los Angeles, discovering that someone has used their identity is more than frustrating—it’s overwhelming. Stolen Social Security numbers, fraudulent credit accounts, and unauthorized purchases can quickly spiral into damaged credit and financial confusion. At Martin & Bontrager, APC, we represent individuals who are dealing with the aftermath of identity and credit theft and need a legal strategy that delivers results.
These issues can drag on for months or even years if not addressed properly. The longer they go unresolved, the harder it becomes to undo the damage.
What Credit and Identity Theft Often Look Like
It can begin with a missed payment you never made or a credit denial that doesn’t make sense. Often, people discover the issue only after pulling their credit report and seeing unfamiliar accounts or addresses. Other times, debt collectors may begin calling about obligations that belong to someone else.
The emotional toll is real—especially when you’ve done nothing wrong, yet face the fallout of another person’s actions.
Why Legal Action Matters in Identity Theft Cases
Clearing your name takes more than phone calls to banks or credit bureaus. Institutions don’t always respond the way they should, and errors can remain on your credit report despite repeated disputes. That’s where legal intervention comes in.
Martin & Bontrager, APC works directly with clients to identify the scope of the fraud, prepare formal disputes, and pursue legal claims when companies fail to act under laws like the Fair Credit Reporting Act (FCRA) and Identity Theft laws in California.
A Targeted Legal Response for Los Angeles Residents
We understand how personal these cases are. That’s why we don’t rely on a checklist or a template—we take the time to understand how the identity theft has impacted your life and credit, then build a plan that fits. Whether the damage involves just one account or multiple fraudulent lines of credit, our goal is the same: to get your credit file restored and hold the responsible parties accountable.
If your identity has been used without permission and your credit report no longer reflects the truth, it’s time to take action that gets real results. Martin & Bontrager, APC is here to help you do just that.
