Understanding Your Rights: California Unfair Debt Collection Lawyers

Dealing with debt collectors can be a stressful and often overwhelming experience. In California, however, consumers are protected by robust laws that guard against unfair debt collection practices. At Martin & Bontrager, APC, we specialize in defending your rights against such practices. Our expert team of California unfair debt collection lawyers is dedicated to ensuring that your rights are not only understood but fiercely protected.

What Constitutes Unfair Debt Collection?

Unfair debt collection encompasses a range of practices that are deemed to be unethical or illegal. These can include harassing phone calls, the use of abusive language, making false statements about the debt, or even threatening legal action that is not actually intended. Understanding what qualifies as unfair debt collection is critical for consumers. For more detailed information, visit our dedicated page on unfair debt collection.

Your Rights Under the Fair Debt Collection Practices Act (FDCPA)

The FDCPA is a federal law that sets out a variety of protections for consumers. This includes restrictions on the time of day debt collectors can contact you, prohibiting them from discussing your debt with third parties, and requiring them to cease communication upon request. Our team at Martin & Bontrager, APC provides comprehensive guidance on how the FDCPA protects you. Learn more about your rights under the FDCPA here.

California’s Rosenthal Fair Debt Collection Practices Act

In addition to federal laws, California has its own set of regulations known as the Rosenthal Fair Debt Collection Practices Act. This act extends the protections of the FDCPA to include original creditors, not just third-party collectors. As experts in California law, our attorneys are well-versed in leveraging the Rosenthal Act to defend your rights.

How Martin & Bontrager, APC Can Help

If you believe you are a victim of unfair debt collection practices, it is important to seek legal assistance. Our experienced California unfair debt collection lawyers at Martin & Bontrager, APC can provide you with the necessary advice and representation. We are committed to ensuring that your rights are respected and that unfair debt collectors are held accountable for their actions.

Take the First Step Towards Protecting Your Rights

Don’t let unfair debt collection practices disrupt your life. If you’re facing such challenges, it’s time to take action. Contact Martin & Bontrager, APC today for a consultation and empower yourself with a team that understands and upholds your rights. Reach out to us now and take the first step towards peace of mind and legal protection.

Protect your rights and fight back against unfair debt collection. Trust in the expertise of Martin & Bontrager, APC – your allies in fair and lawful debt collection practices.