The Damage of Inaccurate Credit Reporting
For many Los Angeles residents, credit reports are more than a snapshot—they’re a gateway to housing, loans, and job opportunities. When those reports contain false or misleading information, the consequences can be devastating. At Martin & Bontrager, APC, we work with individuals who are dealing with the fallout of credit reporting errors and who need help enforcing their rights under the Fair Credit Reporting Act (FCRA).
Credit errors are more than simple typos. They can cost you time, money, and opportunities.
Common Credit Report Problems
Some of the most common issues we see include accounts that don’t belong to the consumer, incorrect balances, late payments that were actually on time, and outdated information that should’ve been removed. In more complex cases, an entire credit file may be mixed with another person’s due to similar names or Social Security numbers.
These problems are often made worse when credit bureaus and creditors fail to correct the errors after a dispute is submitted.
The Role of an FCRA Attorney
When your credit report is wrong and the companies responsible refuse to fix it, you may have the right to seek compensation. The FCRA requires credit bureaus and data furnishers to investigate disputes and correct or delete any inaccurate or unverifiable information.
Martin & Bontrager, APC helps clients take the next step when informal disputes aren’t enough. We hold companies accountable when they ignore their legal obligations, and we work to recover damages for the harm caused.
Helping You Reset the Record
You don’t have to live with a credit report that doesn’t reflect your financial reality. Whether your credit has been damaged due to identity theft, careless reporting, or outdated records, our firm provides legal support designed to correct the problem and make things right.
If your credit report contains inaccurate information and you’ve tried everything to fix it without success, it may be time to speak with a Fair Credit Reporting Act attorney in Los Angeles. Martin & Bontrager, APC is committed to helping you restore your record and pursue justice when credit reporting agencies fail to do their job.
