When Collection Turns into Harassment
Debt collection can be uncomfortable, but it shouldn’t feel threatening. Unfortunately, many people in Los Angeles receive calls and letters that cross the line from legal contact to outright abuse. The Fair Debt Collection Practices Act (FDCPA) exists to stop these illegal tactics. At Martin & Bontrager, APC, we represent individuals who are dealing with unlawful collection efforts and are ready to push back.
Being in debt does not give collectors a free pass to harass, deceive, or intimidate you.
What Collectors Are Not Allowed to Do
Debt collectors are bound by strict rules under the FDCPA. They cannot call you repeatedly, threaten jail time, lie about the amount owed, or contact your friends, employer, or family without permission. They also can’t call before 8 a.m. or after 9 p.m., and they must stop contacting you entirely if you request it in writing.
Still, collectors often test these limits—assuming most people don’t know their rights or won’t act to enforce them.
Legal Options When Your Rights Are Violated
When a debt collector breaks the law, you can fight back. The FDCPA allows you to recover damages for the emotional distress, inconvenience, and any financial harm caused by unlawful collection efforts. Martin & Bontrager, APC helps clients throughout Los Angeles take legal action against collectors who go too far.
We work to stop the harassment immediately, gather documentation, and hold the responsible parties accountable for their actions.
Standing Up for Los Angeles Consumers
No one should have to deal with daily phone calls, threats, or false claims. Whether the debt is real or mistaken, your rights matter. Our firm listens to your experience, evaluates the collection activity, and builds a legal response focused on ending the abuse and seeking financial relief.
If you’ve been targeted by aggressive or dishonest debt collectors, it may be time to speak with a Fair Debt Collection Practices Act lawyer in Los Angeles. Martin & Bontrager, APC is here to help you assert your rights and take back control of your peace of mind.
