Knowing When Collection Tactics Go Too Far
Being contacted by a debt collector can be stressful—but when those contacts cross the line into harassment, it becomes a legal issue. The Fair Debt Collection Practices Act (FDCPA) was created to put boundaries on what collectors can and cannot do. At Martin & Bontrager, APC, we represent individuals in Los Angeles who have been subjected to illegal, aggressive, or deceptive collection tactics.
Just because a debt exists doesn’t mean collectors have the right to harass, threaten, or mislead you.
What Counts as a Violation
Collectors are legally required to follow specific rules. They cannot call you at all hours, use abusive language, threaten to arrest you, or misrepresent the amount you owe. They also can’t continue to contact you after you’ve asked them to stop in writing. Still, these violations happen every day across Los Angeles.
Debt collection agencies rely on pressure, and sometimes they ignore the law entirely—especially if they think you won’t fight back.
Your Rights Under the FDCPA
If your rights under the Fair Debt Collection Practices Act have been violated, you may be entitled to statutory damages, compensation for emotional distress, and attorney’s fees. These laws are designed to give consumers power—not just protection—and to hold collectors accountable when they step out of line.
Martin & Bontrager, APC works with clients who are tired of being harassed. We gather documentation, assess whether the FDCPA has been violated, and take swift legal action when appropriate.
How We Help Clients in Los Angeles
Every case begins with understanding your story. Whether you’ve received threatening letters, been called repeatedly at work, or had your personal information exposed to others, we listen closely to what you’ve experienced and take action that fits the situation. Our firm has experience dealing with debt collection companies of all sizes—and we know how to make your voice heard.
Being in debt should not mean being mistreated. If you’re facing relentless pressure from collectors who refuse to follow the law, working with a Fair Debt Collection Practices Act attorney in Los Angeles may be the most effective way to reclaim control. Martin & Bontrager, APC is here to help you do just that.
