Although TransUnion is the smallest credit reporting agency of the “Big Three,” it is still an influential powerhouse when it comes to credit reports in thirty different countries across the globe. TransUnion maintains accounts for about 200 million consumers in the United States, and tens of thousands of businesses use these credit reports to make lending and similar decisions.
A positive TransUnion score can help consumers obtain mortgages and other credit at favorable rates. However, any negative marks on a TransUnion report can hinder your ability to obtain credit lines, financing, or even insurance. If you believe you need to challenge a TransUnion reporting error, reach out to the TransUnion lawyers at Martin & Bontrager, APC, for help.
Every consumer is entitled to a copy of their TransUnion report once per year, when they are declined for a credit account, or at other specified times. Many consumers find misinformation on their reports, whether it relates to their demographic details, credit history, or current account information.
Errors – TransUnion can make reporting errors, resulting in an incorrect representation of your personal or credit information. When you challenge information on your credit report, TransUnion should promptly remove it, but the agency does not always do so.
Identity theft or fraud – Fraudulent use of a credit account or the theft of your identifying information can wreak havoc on your credit report. TransUnion should always work with consumers experiencing fraud, but they are not always cooperative.
If incorrect information on your TransUnion report is causing you financial and credit problems, the legal team at Martin & Bontrager, APC, can help. We stand up for consumers against large corporations and credit reporting agencies, and we can assess your options. Contact us today for more information.
323-940-1700
Martin & Bontrager, APC
4419 Van Nuys Blvd., Ste. 301
Sherman Oaks, CA 91403
Phone: 323-940-1700
Fax: 510-570-3815