Your credit score will be the determining factor in whether you are able to borrow money or get new credit cards. These companies have a large amount of power, and federal law requires that they use it properly. There are three major credit bureaus, each of which will give you a score. The major bureaus […]
Read moreAs harsh as it may sound, you are what your credit score says you are when you are seeking capital. You may not even get a chance to explain when lenders see a low credit score. Therefore, it is essential for you to be vigilant about your credit report and frequently check what is on […]
Read moreThe information contained on your credit report will have a direct impact on your life. Without the ability to borrow when necessary, you may not be able to shop, buy a car, rent a home or purchase one. You should always know what is being reported about you because your credit report is the first […]
Read moreYou rely on an accurate credit report for many reasons. Your insurance premiums, approvals for credit lines, or ability to get a mortgage all stem from these reports by Experian, TransUnion, and Equifax. When your credit report has errors, it can cause problems, resulting in higher interest rates or credit denials, among other things. Unfortunately, […]
Read moreWHAT IS A MIXED CREDIT REPORT? A mixed credit file occurs when your credit file with credit reporting agencies such as Equifax, Transunion or Experian becomes mixed with another person’s. This occurs because some aspect of your personal identify information – be it your social security or last name – is similar to another person’s. […]
Read moreAs if we do not have enough to worry about with the threat of COVID-19 exposure, many people are using the crisis as an opportunity for wrongful gain. Identity theft scams come in many forms at this time, and scammers prey on already concerned and uncertain consumers. It is important to stay aware of possible […]
Read moreYour credit report is used for many purposes, and it should be an accurate record of your financial history. Unfortunately, companies might report wrong information that can adversely impact your life in many ways. The following are some issues that can arise due to an inaccurate credit report. Low Credit Score It takes time to […]
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