If you have outstanding debt with Capital One, you may have been the victim of debt collection harassment and abuse, which can be stressful and intimidating. Large corporations like this have been known to use threatening tactics to try to force payment from consumers, including calling several times a day, not properly identifying themselves, threatening to garnish wages, and refusing to cease calls when asked. Capital One uses dozens of different phone numbers to call consumers, and does outsource accounts that are severely past due, for collection by a third party.
While collection agencies are allowed to recover money owed to creditors, they are not allowed to be abusive or threatening, as these are violations of the Fair Debt Collection Practices Act. If you feel that you have been harassed by Capital One, or one of their contracted collection agencies regarding your debt, we can make it stop. Contact us to learn more.