Your Credit File Shouldn’t Be a Liability
Inaccurate credit reports can cause more than just frustration—they can delay your plans, raise your interest rates, and leave you dealing with the consequences of someone else’s mistake. For many in Los Angeles, these errors are buried deep in the system and ignored by credit bureaus. At Martin & Bontrager, APC, we help clients take legal action when credit reporting agencies fail to follow the rules laid out in the Fair Credit Reporting Act (FCRA).
Credit reporting isn’t optional. When companies handle your data, they’re required to do it right.
What the FCRA Is Meant to Prevent
The Fair Credit Reporting Act gives consumers the right to accurate and fair credit reports. It also places legal obligations on credit bureaus and the businesses that supply them with information. If they report incorrect data or ignore valid disputes, they can be held accountable for the harm they cause.
We’ve worked with clients who have been denied housing, lost financing opportunities, or suffered financial setbacks because of wrong or outdated credit entries.
When Disputes Aren’t Enough
Consumers often start by submitting a dispute directly to the credit bureau. But when those disputes are brushed aside, it can feel like there’s nowhere else to turn. That’s where legal action becomes a powerful tool. If your credit report includes false or unverifiable information, and your attempts to correct it have gone nowhere, it may be time to involve a lawyer.
Martin & Bontrager, APC assists individuals in Los Angeles whose FCRA rights have been violated. We take action to correct the report, address any financial harm, and hold the responsible parties liable.
Helping You Reclaim Your Credit
We understand how personal these cases are. Your credit report is a reflection of your financial life, and when it’s wrong, it affects your future. Whether it’s identity theft, mixed files, or incorrect late payments, our firm builds a response that reflects the real impact on your daily life.
If your credit report has errors that won’t go away, and you’re ready to hold the system accountable, Martin & Bontrager, APC is prepared to step in. As an FCRA lawyer in Los Angeles, we’re here to help you fight back with confidence.
