Unfair Debt Collection Is More Common Than You Think

Not All Collectors Follow the Law

Across Los Angeles, individuals are being contacted by debt collectors who use intimidation, deception, and pressure to collect payments. What many don’t realize is that these tactics often violate federal law. The Fair Debt Collection Practices Act (FDCPA) was passed to stop abuse by third-party debt collectors—and when they break those rules, you have the right to respond. Martin & Bontrager, APC represents individuals who are tired of being pushed around by illegal collection practices.

If the calls don’t stop, the threats escalate, or your rights are ignored, it’s time to take control.

Signs That a Collector Has Crossed the Line

Many people assume that as long as a debt is owed, collectors can say or do whatever it takes to get paid. That couldn’t be further from the truth. Under the FDCPA, collectors are prohibited from calling repeatedly, using aggressive or threatening language, lying about legal action, or discussing your debts with others.

Whether you’re getting calls at your job, receiving collection notices for a debt that isn’t yours, or being contacted outside legal hours, these are red flags that shouldn’t be ignored.

Legal Tools That Help You Fight Back

When collectors violate the FDCPA, they can be held accountable. Martin & Bontrager, APC helps clients across Los Angeles file claims under the FDCPA to stop the harassment and pursue compensation for the harm caused. This includes emotional distress, lost income, and other damages resulting from unfair treatment.

We don’t just send out demand letters—we prepare real legal actions designed to produce meaningful results.

Focused Representation for Los Angeles Residents

Every case we handle is shaped around the unique experience of the client. Whether you’re facing harassment over an old account or a debt that doesn’t belong to you at all, we’re prepared to take action. Our goal is to end the abuse and ensure your rights are respected moving forward.

You don’t have to let aggressive collectors take over your life. If you believe your rights under the FDCPA have been violated, speak with a Los Angeles FDCPA lawyer who knows how to turn the pressure back where it belongs. Martin & Bontrager, APC is ready to help you make that happen.