Los Angeles Consumers Deserve Fair Treatment From Debt Collectors

Harassment Is Not Part of the Deal

Receiving a call from a debt collector doesn’t mean you’ve given up your rights. Unfortunately, some collection agencies operate as if the rules don’t apply to them. In Los Angeles, many consumers are harassed, misled, or threatened by collectors who violate federal law. At Martin & Bontrager, APC, we help clients stand up against unfair treatment under the Fair Debt Collection Practices Act (FDCPA).

Just because you owe a debt—or are being told you do—doesn’t mean you have to accept abusive behavior.

Recognizing When a Collector Breaks the Law

The FDCPA was designed to regulate how third-party debt collectors interact with consumers. When collectors go too far, they can and should be held accountable. Illegal actions include calling outside permitted hours, threatening arrest, using obscene language, or contacting others about your debt without permission.

Collectors may also misrepresent the amount owed, claim legal action is coming when it isn’t, or continue calling even after being asked to stop.

Taking the Power Back Through Legal Action

When collectors step outside legal boundaries, consumers have the right to respond—and not just with a complaint. Martin & Bontrager, APC works with individuals who’ve been subjected to unlawful debt collection practices. We evaluate the situation, gather evidence, and take formal legal action under the FDCPA to pursue justice and compensation.

In many cases, clients are eligible to recover damages for emotional distress, lost wages, and even statutory penalties.

Support Tailored to Your Experience

Each case is different, and so is the way the abuse affects your life. That’s why we approach every matter with care and focus. Whether you’ve been harassed over a legitimate debt or are being wrongfully targeted, we aim to stop the harassment, clear your name, and seek the results you deserve.

You have more power than you think when dealing with aggressive collectors. If you’re receiving threatening calls, being contacted at work, or hearing false claims from a collection agency, it may be time to involve a Fair Debt Collection Practices Act lawyer. Martin & Bontrager, APC is here to make sure debt collectors are held to the standards the law demands.