It’s not easy living in the world these days. From unethical business practices to corrupt companies trying to take your hard-earned money, it’s understandable to be concerned about your financial welfare. Errors on your credit report and harassment from debt collectors shouldn’t be the norm, and yet, millions of Americans are faced with these kinds of inconveniences each day. But where do you turn for help? There are several great agencies across the country that were implemented to protect the rights of consumers, but it often comes down to attorneys to win the battles against things like unfair lending, debt collection abuse, and more.
If you have suffered financial or psychological pain due to the illegal or negligent actions of credit card companies, mortgage lenders, or other corporations, it’s important that you reach out to a qualified lawyer for help. Here are a few features that you should look for when hiring a consumer protection advocate:
Don’t choose just any lawyer to represent you- look for one that specializes in consumer protection and is familiar with the pertinent laws like the Fair Credit Reporting Act, Truth In Lending Act, and the Fair Debt Collection Practices Act. Attorneys who defend against violations of these laws routinely will give you the best chance at stopping the abuse and getting you the appropriate compensation.
You want to feel respected and heard by your legal advocate, so always take the time to get a good feel for a law firm before agreeing to work with them. Look at past client reviews, and ask around for recommendations. You’ll know you’ve found the right one when someone takes the time to lend a compassionate ear to your troubles, and can illustrate a clear plan towards resolution.
If you see a lawyer who is charging an arm and a leg for their services, then they may not be doing advocacy work for the right reasons. Look for a law firm that is up front about their prices, gets paid only if they win your case, and doesn’t try to “upsell” you on unnecessary work. You should feel like your time and money is being used wisely, and you will receive fair representation for every dollar you pay.