How Long Can a Credit Card Company Collect a Debt?

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How Long Can a Credit Card Company Collect a Debt?

April 11th, 2019

If a credit card is in default, the company has the right to file a lawsuit against you to obtain a judgment and collect payment for the debt. However, like most legal actions, there is only a limited amount of time in which credit card companies can file a claim. Every state has different statutes […]

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How to Be a Smart Credit Card User

December 15th, 2017

Millions of people use credit cards: approximately 70% of Americans have at least one credit card, adding up to over 175 million Americans who have to deal with credit card companies on a regular basis. Out of those millions, there are quite a few that run into issues such as fraud or debt collection harassment […]

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How to Gather Evidence for Your Collection Harassment Case

September 19th, 2017

With our collective debt skyrocketing, and more companies outsourcing their accounting, it’s no wonder that debt collection harassment is on the rise. Too many people are facing abusive representatives, unfair credit ratings, and misrepresented debts, and they’re not sure who to turn to for help. Thankfully, there are laws that can protect you from these […]

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What Qualifies as Debt Collection Harassment or Abuse?

August 14th, 2017

Owing someone money is never a fun position to be in, but it’s definitely a common one. Americans now hold over $12.73 trillion dollars in consumer debt, with over $1 trillion of that from credit cards. The push to collect on debts has reached fever pitch, and this has spurred the creation of many illegitimate […]

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3 Tips on How to Talk to Creditors

July 18th, 2017

When you owe someone money, or they are under the impression that you do, you will likely be inundated with phone calls, and possibly text messages, letters, and emails too. It can be hard to know how to properly deal with these debt collectors and lenders, especially when you are under stress! Debt collection harassment […]

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Are You Being Harassed By A Debt Collector? Here’s What To Do

May 31st, 2017

Millions of people across the country are victims of debt collection harassment each and every day, and if you are one of those people, it can be hard to know where to turn for help. Without the guidance of a qualified consumer rights attorney, you may not understand the best course of action when dealing […]

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