The Effects of Identity Theft on Your Credit

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The Effects of Identity Theft on Your Credit

June 3rd, 2020

When someone steals your identity, it can wreak havoc on many aspects of your life. Your bank account can be drained, your reputation could be damaged, or you could even be accused of a crime in some situations. One of the biggest impacts, however, is the one on your credit. Many adults work for years […]

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Were You the Victim of Credit Card Fraud?

March 31st, 2020

Credit card fraud is a crime in California that can cause serious financial harm to victims. You might be affected by the actions of an individual who steals your identity or account information, or you might suffer harm due to the wrongful actions of a credit card company. In either situation, it is important to […]

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Unlawful Acts By Debt Collectors

January 22nd, 2020

The Fair Debt Collection Practices Act (FDCP) protects consumers from wrongful debt collection practices. Unfortunately, third-party collectors continue to violate the law in many ways and violate debtors’ rights. In fact, in 2018, the Federal Trade Commission (FTC) logged 84,500 complaints about debt collection practices, many of which involved violations of the law. The following […]

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The California Consumer Privacy Act Goes Into Effect for 2020

November 25th, 2019

When the European Union’s General Data Protection Act (GDPR) passed in 2016, it became startlingly obvious that the United States did not have strict enough laws protecting the privacy rights of consumers. In 2018, California passed the California Consumer Privacy Act (CCPA) with additional amendments passed in 2019. The law, which is commonly called the […]

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Hair Discrimination Banned in California

August 19th, 2019

California recently became the first state to ban employment discrimination based on a person’s natural hairstyle under the CROWN Act. Previously, New York City implemented a similar law, though California is now leading the way with statewide legislation. New York State and New Jersey have proposed similar statewide legislation that is pending. The law goes […]

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Consumer Protection FAQ

June 17th, 2019

Consumers rely on businesses and stores to provide products and services that help them live their daily lives. When a business tries to take advantage of a consumer or acts unfairly, consumers can incur financial losses and stress and may have the right to take legal action. Contact a consumer protection lawyer in Los Angeles […]

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Huge Increase in Robocalls in 2018

February 14th, 2019

Many people are simply starting to answer their phones less and less, which is no surprise based on the increasing number of robocalls happening in the U.S. Reports indicate that people received about 26.3 million calls from robots in 2018, which is a whopping 46 percent higher than in 2017. These calls come in at […]

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Is Your Lender Taking Advantage of You?

October 15th, 2018

Even though there are dozens of laws on the books that are designed to protect consumers from predatory lending, this sort of thing still happens. Mortgage lenders, credit card companies, and car dealers may try to take advantage of people, using a variety of unethical means, and many of them are never caught! Too often, […]

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Fraud Prevention Tips

September 15th, 2018

In today’s world, there are more threats to your financial stability and your credit score than ever before. With emerging technologies and the ease of sharing information online, those who wish to do you harm have relatively open access. Each year, millions of Americans have their identities stolen, their credit cards used fraudulently, or end […]

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What Does Your Credit Score Mean?

July 15th, 2018

For the vast majority of adults, the credit score is a key element in their quality of life. This 3-digit number can determine a great many things, including housing, transportation, and employment. And while most people have a rudimentary understanding of what a “good” credit score would be, they don’t understand all the factors that […]

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