Consumer Protection FAQ

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Consumer Protection FAQ

June 17th, 2019

Consumers rely on businesses and stores to provide products and services that help them live their daily lives. When a business tries to take advantage of a consumer or acts unfairly, consumers can incur financial losses and stress and may have the right to take legal action. Contact a consumer protection lawyer in Los Angeles […]

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Huge Increase in Robocalls in 2018

February 14th, 2019

Many people are simply starting to answer their phones less and less, which is no surprise based on the increasing number of robocalls happening in the U.S. Reports indicate that people received about 26.3 million calls from robots in 2018, which is a whopping 46 percent higher than in 2017. These calls come in at […]

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Is Your Lender Taking Advantage of You?

October 15th, 2018

Even though there are dozens of laws on the books that are designed to protect consumers from predatory lending, this sort of thing still happens. Mortgage lenders, credit card companies, and car dealers may try to take advantage of people, using a variety of unethical means, and many of them are never caught! Too often, […]

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Fraud Prevention Tips

September 15th, 2018

In today’s world, there are more threats to your financial stability and your credit score than ever before. With emerging technologies and the ease of sharing information online, those who wish to do you harm have relatively open access. Each year, millions of Americans have their identities stolen, their credit cards used fraudulently, or end […]

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What Does Your Credit Score Mean?

July 15th, 2018

For the vast majority of adults, the credit score is a key element in their quality of life. This 3-digit number can determine a great many things, including housing, transportation, and employment. And while most people have a rudimentary understanding of what a “good” credit score would be, they don’t understand all the factors that […]

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Know Your Rights During Electronic Funds Transfers

May 15th, 2018

We live in a world unlike anything we could have predicted. We shop from electronic devices, keep all of our money on plastic cards, and can buy or sell anything anywhere in the world! While our modern technology and 24/7 connectivity can be wonderfully convenient, it does come with its dangers. Whether you are transferring […]

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How to Protect Your Credit Rating

April 15th, 2018

In today’s age, an individual’s credit rating says a lot about them. People look at your credit scores when determining eligibility for lots of things, including car loans, home mortgages, employment opportunities, and more. Thus, protecting your credit, and working to improve your score, is a worthwhile endeavor. Since there are many different factors that […]

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What You Need to Know About the Truth in Lending Act

March 15th, 2018

There are dozens of different laws on the books today, which are designed to protect consumers from a financial point of view. These laws cover things like credit reporting, debt collection, and legal types of communication between individuals and companies. One of these laws is the Truth in Lending Act, or TILA, which was passed […]

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The Top 5 Consumer Complaints

January 15th, 2018

Anyone who has dealt with a credit card company or debt collector probably knows the unique stress and frustration that comes from these interactions. Addressing things like money, debt, and credit scores can be a challenge, particularly when the debt industry as a whole is  very intimidating. Whether or not you’ve ever filed a formal […]

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The Telephone Consumer Protection Act: What You Need to Know

October 23rd, 2017

The Telephone Consumer Protection Act (TCPA) was enacted by Congress in 1991, in response to the growing presence of telephone marketing tactics. It prohibits the use of pre-recorded or artificial voice messages, and the use of automatic telephone dialing systems without a consumer’s consent to receive such calls. This was one of the first major […]

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