After one phone call from a creditor or debt collection agency, a person is usually aware that funds are owed. So, why do they keep calling you? Understanding your rights as a consumer in regards to unlawful debt collection practices is important to your own well-being. Collection agencies and creditors are notorious for relentlessly harassing debtors with constant phone calls, emails, text messages, and other communications. But these practices are often not legal. Consumer protection laws have been established to regulate the banking and collection industry and keep them within fair standards.
If an organization like Kohl’s has been abusively contacting you about a debt owed, there are options for responding to the communication onslaught and it might be time to hire legal representation.
To find out if Kohl’s has violated your debt collection or credit report rights, please review the resources on our website and contact us for a free consultation.