Coping with debt is a very personal and stressful process. Such situations are not helped by constant phone calls from a creditor or collection agency. If Comenity Bank is placing harassing collection calls or being abusive or misleading about your debt, it’s time to review the laws. Consumer protection laws delineate illegal debt collection practices and exist to protect you from harassing debt collectors and credit report errors.
If you are feeling harassed over a debt or not getting credit report errors fixed, hiring an attorney to assist with aggressive collections and credit reporting inaccuracies from an institution like Comenity Bank is the best response. In some situations, Comenity Bank may not be the organization contacting you. Instead it may potentially be a collection agency they hired. Regardless of the creditor and the collections agency, you have rights and we are here to make sure they are enforced and protected.