How to Be a Smart Credit Card User
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How to Be a Smart Credit Card User
Millions of people use credit cards: approximately 70% of Americans have at least one credit card, adding up to over 175 million Americans who have to deal with credit card companies on a regular basis. Out of those millions, there are quite a few that run into issues such as fraud or debt collection harassment […]
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The Telephone Consumer Protection Act: What You Need to Know
The Telephone Consumer Protection Act (TCPA) was enacted by Congress in 1991, in response to the growing presence of telephone marketing tactics. It prohibits the use of pre-recorded or artificial voice messages, and the use of automatic telephone dialing systems without a consumer’s consent to receive such calls. This was one of the first major […]
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How to Gather Evidence for Your Collection Harassment Case
With our collective debt skyrocketing, and more companies outsourcing their accounting, it’s no wonder that debt collection harassment is on the rise. Too many people are facing abusive representatives, unfair credit ratings, and misrepresented debts, and they’re not sure who to turn to for help. Thankfully, there are laws that can protect you from these […]
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What Qualifies as Debt Collection Harassment or Abuse?
Owing someone money is never a fun position to be in, but it’s definitely a common one. Americans now hold over $12.73 trillion dollars in consumer debt, with over $1 trillion of that from credit cards. The push to collect on debts has reached fever pitch, and this has spurred the creation of many illegitimate […]
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3 Tips on How to Talk to Creditors
When you owe someone money, or they are under the impression that you do, you will likely be inundated with phone calls, and possibly text messages, letters, and emails too. It can be hard to know how to properly deal with these debt collectors and lenders, especially when you are under stress! Debt collection harassment […]
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Errors on Your Credit Report? Here’s What to Do!
Our credit reports are extremely valuable and the information they contain can affect our ability to move forward in life. Depending on your credit score and history, you may or may not be able to obtain financing for a home, a vehicle, educational loans, and many more critical things. However, it’s been estimated that 20% […]
Read moreAre You Being Harassed By A Debt Collector? Here’s What To Do
Millions of people across the country are victims of debt collection harassment each and every day, and if you are one of those people, it can be hard to know where to turn for help. Without the guidance of a qualified consumer rights attorney, you may not understand the best course of action when dealing […]
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What to Look For In a Consumer Rights Advocate
It’s not easy living in the world these days. From unethical business practices to corrupt companies trying to take your hard-earned money, it’s understandable to be concerned about your financial welfare. Errors on your credit report and harassment from debt collectors shouldn’t be the norm, and yet, millions of Americans are faced with these kinds […]
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